I am finally doing this. I have been half way doing it with no improvement for the past couple of months. Of course I never actually considered doing it until it was on paper and in my blog- which i have been procrastinating in doing.
I am doing it for 4 months so September , October, November and December.
During this time  hope to learn to get a better handle on my finances and pay down my credit card debt and work on paying off my student loans.

The Guidelines:
• Until  September 10th, your homework is the following: prepare your heart, organize your closet, and make any necessary purchases that you might need during these months. (This is not a last minute shopping spree! This is one final trip to the store for items you will need.) For me this also includes looking closely at my subscriptions and getting it down. Right now I am in a lot, including- FabFitFun Box, Half Blood Prints Monthly, The Community (with Maxie McCoy) , Influencenet , and She Reads Truth AutoShip.
• Choose 1-3 inspiring books to read during this time. I am choosing Looking forLovely by Annie Downs, Loving my Actual Life by Alexandra Kuykendall, And Wild and Free by Jess Connolly and Hayley Morgan. These books do not include other Book Clubs I am in or may join. I am thinking about completing the In The wait Study during this season also.
• Gifts are okay! If someone gives you a new dress or piece of decor during that time, receive it graciously! If you need to buy someone else a gift, by all means, do so. The point is not to be rude, but to learn more of ourselves and the Lord. It’s not the time to be legalistic.
• Necessities are okay! Please buy groceries. If you drop and break your phone, please go get a new one! If you lose your glasses, buy a new pair. Just don’t start justifying new purchases for items that you already have. (“I really NEED this bathing suit, even though there are 8 in my closet already.”)

• You must actively pursue something – anything – that replaces your tendency to buy stuff. Begin thinking about something you love or a hobby you’ve always wanted to do, and make preparations to actually do it. I am torn between writing, drawing / coloring, exercising and working on learning Funnel Hacking , Microsoft and how to type better during this time.